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     Terms and Conditions
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<h1>Terms and Conditions</h1>
<h3>INTRODUCTION</h3>

<ol>
    <li>Compuscan Information Technologies (Pty) Ltd and/or its affiliates (“Compuscan”) is willing to license the Trial Product
    (as set out in the cover page) to you, the individual, the company, or the legal entity that will be evaluating the Trial Product
    (referenced herein as “you” or “your”) solely for evaluation purposes only on the condition that you accept all of the terms and
    conditions of this Agreement.
    </li>
    <li>Read the terms and conditions of this Agreement carefully before using the Trial Product. This is a legal and enforceable contract
    between you and Compuscan. By clicking the “i agree” button, or otherwise indicating assent electronically, or by installing the Trial
    Product or otherwise using the Trial Product, you agree to the terms and conditions of this Agreement.</li>
    <li>If you do not agree to the terms and conditions of this Agreement, do not click the “i agree” button or do not continue to install
    the Trial Product and make no further use of the Trial Product.</li>
    <h3>LICENSE</h3>
    <li><strong>Grant of License:</strong> Subject to the terms of this Agreement, Compuscan grants to You during the Evaluation Term (as set out in the
    cover page), a cost- free, non-transferable, non-assignable and non- exclusive, revocable license to use the Trial Product
    (as set out in the cover page) solely for Your internal evaluation of the Trial Product. You may only grant access to the Trial
    Product to Your employees, contractors, agents or consultants who have entered into a confidentiality agreement with You that
    contains terms and conditions no less onerous than those contained herein. You agree that any breach by any employee, contractor,
    agent or consultant of their obligations under such confidentiality agreement will also constitute a breach by You of this Agreement.</li>
    <li><strong>License Restrictions:</strong> You agree this license is granted solely for the purpose of Your evaluation of the Trial Product and further
    agree You will not (and will not allow any third party to): (i) decompile, disassemble, or otherwise reverse engineer the Trial Product
    or attempt to reconstruct or discover any source code, underlying ideas, algorithms, file formats or programming interfaces of the Trial
    Product by any means whatsoever (except and only to the extent that applicable law prohibits or restricts reverse engineering restrictions); (ii) distribute,
    sell, sublicense, rent, lease or use the Trial Product (or any portion thereof) for time sharing, hosting, service provider or other computer services to
    third parties or otherwise make the functionality of the Trial Product available to third parties; (iii) remove or in any manner alter any product
    identification, proprietary, trademark, copyright or other notices contained in the Trial Product; (iv) reproduce or modify any part of the Trial Product,
    create a derivative work of any part of the Trial Product or incorporate the Trial Product into or with other products, except to the extent expressly
    authorized in writing by Compuscan; (v) make any commercial use of the Trial Product; or (vii) use or copy the Trial Product, in whole or in part,
    except as expressly allowed for in terms of this Agreement.
    </li>
    <h3>TITLE, OWNERSHIP AND PROPRIETARY RIGHTS.</h3>
    <li>All right, title and interest in and to each Party’s Intellectual Property vests in that Party, and nothing in this Agreement transfers ownership of
    either Party’s Intellectual Property to the other Party.</li>
    <h3>INDEMNIFICATION</h3>
    <li>You shall defend, indemnify and hold harmless Compuscan and its officers, directors, employees or agents from and against any and all claims, suits,
    actions or proceedings of any nature arising out of or in connection with a breach by You of the provisions of this Agreement.</li>
    <h3>LIMITATIONS OF LIABILITY</h3>
    <li>You acknowledge and agree by entering into this Agreement that Compuscan will not be liable with respect to, or responsible for, any subject matter
    of this Agreement under any legal theory, including, without limitation, contract, negligence, strict liability or other theory, (i) for loss or
    inaccuracy of data or cost of procurement of substitute goods, services or technology, or (ii) for any incidental, consequential, punitive or
    special damages, even if advised of the possibility of such damages.</li>
    <li>In no event will Compuscan’s aggregate cumulative liability for any and all claims arising out of or related to this Agreement exceed those
    amounts paid by You to Compuscan in terms of the Agreement for that specific service or product for a period of 3 (three) months preceding the
    instance from which such liability arose. No advice or information, whether oral or written, obtained from Compuscan or elsewhere will
    create any warranty whatsoever.</li>
    <h3>DISCLAIMER OF WARRANTIES.</h3>
    <li>The Trial Product is provided to you “as is” and any use by You during the Evaluation Term will be at your sole risk. Compuscan and
    its suppliers make no representations or warranties of any kind, express or implied, with respect to the Trial Product including,
    without limitation, any implied warranties of merchantability, title, fitness for a particular purpose, informational content,
    system integration, enjoyment, non-infringement or any other warranties arising out of course of dealing, usage or trade.
    </li>
    <h3>TERM AND TERMINATION.</h3>
    <li>This Agreement shall be effective for the Evaluation Term (as set out in the cover page).</li>
    <li>This Agreement will immediately terminate upon Your breach of this Agreement. Upon the expiration, cancellation or termination of
    this Agreement for any reason, (i) all licenses granted under this Agreement will cease, and (ii) You will immediately return any and
    all copies of the Trial Product to Compuscan and destroy or erase any intangible copies of the Trial Product. These remedies will be
    cumulative and in addition to any other remedies available to Compuscan.</li>
    <h3>CONFIDENTIAL INFORMATION.</h3>
    <li>Each party’s confidential information (including (without limitation) any personal information) will be protected and only used
    or disclosed, as agreed to between the parties, or for the performance or implementation of the Agreement and in any event subject to,
    and only to the extent required or permitted by, applicable law or a regulatory authority.</li>
    <h3>BUREAU TERMS</h3>
    <p>You acknowledge and agree:</p>
    <li>to only use the Trial Product for the purposes prescribed in the NCA (section 70(2)(g) and its Regulations (Regulation 18(4);</li>
    <li>to obtain prior consent from the consumer when requesting a report where such consent is required by the NCA;</li>
    <li>to comply with the requirements as far as applicable for the receipt, compilation and reporting of information, including but not
    limited to consumer credit information, as prescribed by the National Credit Act, its Regulations, the Credit Providers Association,
    Credit Bureau Association, Protection of Personal Information Act once enacted and any other relevant legislation;</li>
    <li>that the NCA imposes civil and criminal fines in the event of knowingly and wilfully reporting or obtaining Confidential
    Information and/or consumer credit information from a credit bureau for any other purpose than the Prescribed Purpose
    (as such terms as used in the context of the NCA);
    </li>
    <li>that Compuscan or its authorised representative will be entitled to either conduct an audit at Your premises or do an off-site audit
    to determine whether You conform to the restrictions on use of the consumer credit information, whether You have the necessary consumer
    consent and whether You use the Trial Product for a lawful purpose, which audit fees and expenses will be for Your account in the event
    of contravention of this Agreement. You undertake to assist Compuscan with the audit and to provide Compuscan with the information and
    documents requested within 2 (two) days of receipt of the request;</li>
    <li>that Compuscan information must not be construed as an opinion of Compuscan on the solvency, financial standing, creditworthiness
    or integrity of the consumer and that Compuscan will not be held liable for opinions, recommendations, forecasts or comments made or
    actions and decisions taken in reliance on the credit report by You;</li>
    <li>comply with and abide by all Compuscan’s policies, procedures, processes and standards applicable to data security and data quality,
    as communicated by Compuscan from time to time;</li>
    <li>on the reasonable request of Compuscan, You shall furnish Compuscan, with such information, data, records and reports as is necessary
    for the purposes of Compuscan confirming compliance with the Agreement.</li>
    <h3>COSTS</h3>
    <li>You agree to pay the Trial transaction fees asset out on the cover sheet.</li>
    <li>Unless otherwise stipulated in writing by Compuscan, payments of any amounts due to Compuscan due on a monthly basis shall be made 7
    (seven) days from date of invoice and payment of any amount due in respect of further use of the services not covered by the said monthly
    fee up to and including the 19th (nineteenth) calendar day of every month, shall be paid in arrears on or before the 29th (twenty ninth) calendar day of every
    month.</li>
    <li>All amounts payable in terms of this Agreement are
        exclusive of VAT and are the amount payable by debit order. In the event of payment by cash or EFT, Compuscan will adjust the monthly rental fees.</li>
    <li>Payment of all fees and other amounts shall be made without set-off, withholding or deduction of any nature in South African Rand and as stipulated by Compuscan from time to time.</li>
    <li>Compuscan may appropriate any payments made by You or on Your behalf to any indebtedness of whatsoever nature owed by You to Compuscan.</li>
    <li>Any payment made by You shall only be deemed to have been received once Compuscan’s bank account has been credited with the amount. If You fail to effect payment on the due date thereof, such overdue amount shall bear interest at a rate of 2% per month, compounded monthly in arrears.</li>
    <li>If You fail to pay any amount owing to Compuscan within 10 (ten) days of receipt of a notice from Compuscan calling upon You to make payment, Compuscan shall be entitled to without
    limiting any other remedies it may have, immediately suspend the Your use of the Trial Product.</li>
    <li>The Trial transaction fees may be escalated by Compuscan at any time upon 30 (thirty) days’ notice to the Subscriber.</li>
</ol>

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