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     Terms and Conditions
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<h1>DISCLAIMER TERMS</h1>
<h3>INTRODUCTION</h3>

<h4>Disclaimer:</h4>
<p>Prestige Advantage (Pty) Ltd and all associated companies is the owner of all information and/or data contained on this webpage and reserves all copyright.
</p>

<p>Prestige Advantage (Pty) Ltd and all associated companies makes all reasonable attempts to ensure that the information
   on this webpage is reliable and correct. Prestige Advantage (Pty) Ltd and all associated companies shall not be
   responsible for any mistakes, omissions, representations or results obtained due to the use of such information.</p>

<h4>Email Disclaimer Important:</h4>
<p>This e-mail and the information that it contains is confidential and may be legally privileged and protected by law.
It is intended solely for the use of the individual or entity to whom it is addressed, and others authorised to receive it.</p>
<p>If you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or acting in
reliance of the contents of this information is strictly prohibited and may be unlawful. Any views expressed in this
communication are those of the individual sender, except where the sender specifically states them to be the views of
Prestige Advantage (Pty) Ltd and all associated companies. Prestige Advantage (Pty) Ltd and all associated companies does not represent,
warrant and/or guarantee that the integrity of the communication has been maintained nor that it is free of errors, viruses,
interception or interference.</p>
<p>No liability, whether direct or indirect, is accepted by Prestige Advantage (Pty) Ltd and all associated companies, nor the
sender should this e-mail, or any attachment thereto, contain any form or manner of an error or a virus. We further reserve the right to monitor all e-mail communication.
</p>

<h4>Terms:</h4>
<ol>
<li>Terms – Your use of this Site is subject to these Terms and by accessing the Site you agree to be bound by them.
Our products and services, including our online services, are subject to separate terms and conditions which govern
their provision and use.

We may change these Terms at any time without notice by updating this posting and by continuing to access this Site you accept such changes.
</li>
<li>Use of and access to this Site - The information held on this Site is for your personal, non-commercial use only.
You may not transmit, modify, copy or make commercial use of the Site or any part of it without our prior permission.
You may download and/or print out all or part of the Site for your own personal, non-commercial use.
</li>
<li>While we try to ensure that access to the Site is always available. From time to time we may modify, suspend or discontinue, temporarily
or permanently, the Site or any part of it, without notice. You acknowledge and accept that the Site or any part of it may not be available always.</li>
<li>No advice - Nothing contained on the Site constitutes investment, legal, tax or other advice and is not to be relied on in making an investment
or other decision. You should obtain professional advice before making any investment or other decision based on any information on this Site.</li>
<li>Third party websites and material - Unless otherwise provided, we are the owner or licensee of all copyright, trademarks and other intellectual
property rights in and to the Site.
We do not grant you any licence or right to use any of our trademarks or other intellectual property on this Site by your use of or access to the Site.
</li>
<li>Third party websites and material - Where we provide hypertext links to third party internet websites, such links are not an endorsement by us of any products or services in such websites and we have not verified the truth or accuracy of any content of such websites. You use such links entirely at your own risk and we accept no responsibility or liability for the content, use or availability of such websites.
    This Site may also contain material provided by third parties and we accept no responsibility or liability for the accuracy of such material.
    You are not permitted to link any other website to this Site without obtaining our prior written consent and where we do provide consent, subject to any conditions that we may impose.</li>
<li>Sharing content and social network - Certain pages on the Site allow you to share content via your profile on various social networks and other shared content platforms. When you share
content in this manner you also become subject to terms, conditions and policies of those third parties.</li>
<li>Privacy - You may access most areas of the Site without registering your details with us and without us recording any of your personal information. However, certain areas of the Site may
require you to register. If you apply to have access to these areas, you are indicating that you have read our Privacy Policy and are willing for us to deal with your data as set out in that policy.</li>
<li>Internet communications - We reserve the right to monitor all internet communications, including web and email traffic into and out of our domains for the purposes of security, ensuring compliance
with these terms and detecting fraud and other crimes.</li>
<li>Limits to our responsibilities - Although we have taken all reasonable care to ensure that the information provided on this Site is accurate, we give no warranties regarding the accuracy, timeliness or completeness of any information.
We accept no liability arising out of, or relating to your use or inability to use the Site, or relating to any error, omission, defect, computer virus or system failure, or relating to the access of, use of, performance of, browsing in or linking to other websites from this Site.
</li>
<li>Certificates - A certificate provided by the administrator maintaining our digital content is sufficient evidence of the version of the content as at a stated date and time.</li>
<li>Governing law - The laws of South Africa govern these Terms and you agree that the South African courts shall have exclusive jurisdiction to determine any matter or dispute relating to or arising out of this Site.</li>
<li>General provisions - If we do not always use all our rights it does not mean that we have given them up.</li>
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